Roof Hail Damage 4 Tips For Homeowners

Inspect your home s exterior and roofing.

Roof hail damage 4 tips for homeowners.

Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. This is where an inspection from a roofing contractor that you are paying is essential. The roof is just old. Write down detailed descriptions of the damage and its location on your roof to include with your claim.

You can claim hail damage under your standard homeowners insurance policy. Hail storms are capable of producing hailstones up to 6 in diameter. Hail damage can also be affected by the number of shingle layers on a roof. In all of these scenarios the result is the same.

When filing an insurance claim it is important to have evidence that the damage you are claiming is new. If you find hail damage is not in your homeowners insurance ask your insurer about an add on that will cover hail. If you see hail impact marks on decks driveways and siding do not hesitate to inspect the roofing next. These balls of ice fall from the sky with no regard to your roof.

Place a tarp over the leaking area to prevent further water damage for example. Look for randomly distributed circular areas with missing granules small cracks dings and that are soft to the touch. Not all hail storms cause damage brennan says. The storm has come and gone did your home suffer any roof hail damage.

The roof will still protect the home. Golf ball sized hail is 1 inches and softball sized hail is 4 inches according to noaa. The damage is only cosmetic. Anything larger say a dime or a quarter 3 4 to one inch can cause serious damage.

If there are dents on the gutters downspouts roof flashing and roof vents you should closely inspect your shingles. The severity of hail damage to a roof depends on several factors including. A deductible is the amount you have to pay toward a loss before your insurance company pays a claim. In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage.

After checking the roof of your home or business we recommend checking other areas for signs of hail damage. These roof blisters are not always pronounced and you may have to feel for them as well as look for. Most roof hail damage insurance claims do not involve leaking roofs. Type of roofing materials age of roofing materials roof slope quality of construction as well as hail size hail density and hail shape and the velocity and angle of its fall.

The storm has come and gone did your home suffer any roof hail damage. What a roofer should document for you. Hail storms are capable of producing hailstones up to 6 in diameter. Pea sized hail 1 4 of an inch or marble sized hail 1 2 inch might not cause damage.

If you do have a roof leak do what you can to mitigate the loss.