Roof Damage Claim Denied

If your roof has damage because of a lack of maintenance chances are your insurance claim will be denied.

Roof damage claim denied.

Unqualified roofing contractor installation. An adjuster hired by the insurance company comes out to inspect the damage. If your roof has reached or surpassed its expected lifespan and is damaged your roof damage insurance claim may be denied due to the age of the roof. Insist on a review of the case and a written explanation of the reasons for rejecting the claim.

Once you receive the explanation check your policy and. Common reasons not included in the terms and conditions. One reason for having your roof insurance claim denied is due to an. Roof insurance claim denied.

Collect all the information relevant to your claim including date s extent of the damage and all maintenance and. Failure to perform routine maintenance on a roof will show a claims adjuster that you had the power to prevent roof damage but did not take the steps to do so. Having your roof insurance claim denied means the insurance policy or warranty. But it doesn t have to end with a denial.

Most states require a homeowner to make a claim within 30 60 days. This is how they do it. If your insurance company has denied the replacement of your roof and you re confident that you have functional damage please contact us and we will be happy to help you assess your situation. Did you or the insurance company s adjuster sent out to assess the damage.

Review your homeowners insurance policy carefully. If it is obvious that the claim must be paid the adjuster will recommend the cheapest repairs possible. Failure to make a timely claim is reason for claim denial. Here are some steps you can take towards getting your claim approved.

Make sure you fully understand what is included and what is excluded. When there is a high volume of claims the earlier you file the paperwork the sooner you will get your claim processed. Have the roof independently inspected document the damage. You may also have to pay any deductible amount that you chose for your policy before the insurer will pay anything.

In the case that you have some damage but not enough to make an insurance claim worthwhile your local roofing contractor can likely work out a repair plan with you and as always consult a public adjuster or your insurance agent if you have any questions about roofing insurance claims. Disputing an insurance denial. Some insurance claims for roofs are initially denied and some are paid out on a depreciated value for the roof. Reread your claim denial letter.